Learn About Us.

     The United Precious Metals Association (UPMA) was established in response to the passage of the Utah Specie Legal Tender Act in early 2011. UPMA aims to provide viable choices in currency; offering accounts denominated in U.S. minted gold and silver dollars as well as new Goldback accounts. Members benefit from 0% buy/sell spreads, low vaulting costs, and may even pay each other for goods and services using gold or silver dollars within the association's closed-loop system.

     Members can easily access their wealth by means of linked debit cards, ACH (electronic check) transfers, or by taking physical possession of their holdings.  Membership dues and average account fees run only a few dollars a month, making UPMA a very affordable option for saving and transacting with sound money.

     UPMA is a Cooperative operating on a non-profit basis.  To open an account and become a member, click here.





We have a flat monthly membership cost and inexpensive vaulting.

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Private information is encrypted and paper backups are printed daily.

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New* Reserve Goldbacks

The Utah Goldback is coming out in September of 2019. If you would like to reserve some then please contact us.

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Legal Tender Gold & Silver

We exclusively use sound money: U.S. minted coins, due to the tax advantages.

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0% Buy/Sell Spread

Most gold dealers guarantee a $40-$70 loss per coin when selling back. Not here.

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Manage your wealth

Avoid market volatility, make regular deposits, and adjust holdings.

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